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Montenegro Residency by Real Estate Ownership
Residency visa packages for retirees, property investors, and families looking for a save haven.
- No Minimum Investment Amount
- No Minimum Property Size / Square Footage
- Let Your Spouse and Children Join You on Your Application
- Become a Resident of Montenegro in Just 3 Weeks
- Transparent, Full-Service Relocation Assistance
Montenegro's Property Visa
Discover all the benefits of buying real estate in Montenegro and relocating to safe and stunning country along the Adriatic coast.
Easily Renewable
This 1-year temporary residence permit can be renewed for as long as you own property in Montenegro.
Family Reunification
Sponsor your spouse and children aged 18 and under, including them as dependants in your application.
Permanent Residency
This property visa is your pathway to permanent residency. Apply for Montenegro's Green Card after 5 years of being a resident.
Tax Residency
Become a tax resident and take advantage of Montenegro's low income tax regime, under which you'll only have to pay 15% on your worldwide income.
Criminal Background Check
To apply for this visa, you (and your dependants) need to show that you have clean criminal records.
Property Title
You must provide an original property title, proving ownership of at least 50% in a residential or commercial property.
Proof of Funds
You’ll need to show that you have at least €3,650 available in a Montenegrin bank account.
Marriage Certificate
If you want to include your spouse in the application, you’ll need an apostilled marriage certificate.
Birth Certificate
You’ll need to submit a certified copy of a recent birth certificate for each child joining you.
The Program's Requirements
Unlike in other countries, where you must invest significant sums of money upfront, Montenegro’s property visa program does not have a minimum investment threshold.
The Timeline
Property Purchase
1 Month
Residency Application
2 Weeks
Family Reunification
4 Weeks
Why adriacom?
Inconsistent, inflexible, and fragmented service providers
Lack of experience & transparency
Many of our competitors don’t clearly show their pricing, leaving you with surprise charges later on.
Poor communication
Tired of waiting for calls or emails being ignored? Switch to a team that actually responds.
Talking big, delivering small
Too often in this industry, big promises are made, but the follow-through just isn’t there.
The new era of integrated relocation services
Everything you need in one place
We also help with starting your company, settling in, and managing everything from bookkeeping to taxes.
"Adriacom is super customer-centric."
Our clients say it best - more than 50 reviews emphasize our commitment to putting their needs first.
Your trusted go-to team
We’ve perfected what we do and built a strong reputation as the trusted experts in our industry.
Don't take our word for it, TAKE THEIRS
Incorporated in 2009, we’ve worked across the nation and assisted hundreds of newcomers to Montenegro, connecting them to local communities and kickstarting their new lives and businesses.
Adriacom has been amazing at helping us set up all the things necessary for our new, peaceful lives in Montenegro in an easy and compliant way. They are 10x times better than previous service providers we had used in Portugal. They are flexible and open to assist with other areas such as housing and education, which is amazing!
Thomas & Cathy Mclntosh
Freelance Webflow Designers
The power of Adriacom lies in the team’s ability to swiftly adapt to challenges and anticipate problems before they occur. This has saved me lots of money and resources. I’ve been a client for over 5 years and I just can’t see myself running my small online business without them at this point.
Alexander Volkov
CEO, Data Analytics Expert
Honestly, it’s quite a joy working with Adriacom (...) I would recommend them to everyone seriously eyeing a move to Montenegro. They nail customer service on a different level. Me and my wife love them. It’s truly remarkable how quickly we were able to adapt to our new happy lives.
Nicholas Meyer
Online Language Teacher
My personal income tax rate has decreased to 15% (from previously 45%) by obtaining residency in Montenegro. My money goes a long way here, and even if I am not a big spender, I am finally able to save significant portions of my income. I am forever grateful for Adriacom’s support and mentorship.
Frederick Aalberg
Copywriter and Blogger
Don't hesitate, go with Adriacom!
Robert Van de Graaff
Property Manager
Frequently Asked Questions
Everything you need to know about Montenegro's property visa program
Are there any restrictions on the acquisition of real estate in Montenegro by foreign buyers?
As a foreign investor, you may purchase as many residential and commercial properties in Montenegro as your budget allows, except for agricultural and non-urbanized land, which you can only purchase through a limited company. There are no restrictions on renting out your property either.
What is the minimum required property size and investment amount to qualify for the property visa?
Unlike most other countries that require a minimum real estate investment for their property visa programs, Montenegro’s residency through the purchase of real estate has no such requirement.
The program’s main condition is that you at least co-own (50% ownership) either residential or commercial property in Montenegro, regardless of value or size.
What are the costs associated with purchasing property in Montenegro?
If purchasing a newly built property from a developer, a Value-added Tax (VAT) of 21% is already included in the purchase price. When buying real estate on the resale market, you’ll have to pay a real estate transfer tax instead:
- 3% on the first 150.000,00€
- 5% on the next 350.000,00€
- 6% on the final amount
Notary fees and property taxes are approximately 0.4% of the sales price/property value.
Does this program lead to permanent residence?
To apply for permanent residency as a property owner in Montenegro, you must be legally residing there for five continuous years under a temporary residency visa. Additionally, you are not allowed to be out of the country for more than 10 months over this 5-year period.
Can I include my spouse and children on my residence application?
Yes, you can include your spouse and children on your property visa application. Children under 18 are eligible, as well as married spouses and unmarried partners in case they are also the parents of your biological or adopted children.
You can, however, not include your dependent parents. Supporting documents like a marriage certificate and birth certificates for each child will be required, with an official translation and Apostille.
For children aged 16+, you’ll also have to provide their (apostilled) police certificates.
Does this program have a minimum physical stay requirement?
To maintain your temporary residence permit in Montenegro, you must not be outside the country for more than 90 days within a single calendar year.
The Residency by Real Estate is aimed at those who intend to live and spend most of their days in Montenegro. If you need more flexibility, the residency based on company formation is a better choice with no minimum stay requirement.
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